The reason for this is that a mortgage broker can take these buffers  into account to determine your borrowing capacity and recommend only the banks that will be best suited to you – it’s important to note that the bank that you have been loyal to may not necessarily be on that list. A mortgage broker will also know how to present your application to the bank for a favourable outcome. buscol impacts debDeborah Murphy Aussie Dream Home Loans Phone: 0439 772 373]]>