Buying with your heart may result in:

• Buyer’s remorse: you may regret buying and it can be too costly to sell • Going beyond your budget: paying more than you can afford • Heartache: you may miss potential problems if you rush in

Get information on areas you are interested in:

• Median sale prices and recent sales data • Median rental prices, yield and capital growth • The areas’ demographic profile • Future development and infrastructure planning

When you find a property ask:

• How long it has been on the market? • Why the vendors are selling? • When it last changed hands – and for what price? • Ongoing costs; council/water rates, strata levies etc • Environmental issues; flood zones, bush fire zones etc

Buying with your head:

• Engage a Mortgage Broker to determine what you can afford, as this will determine the purchase price • Know your ‘must haves’ and know your ‘don’t wants’ with your ‘nice to haves’ as a side dish deb murphy

Deborah Murphy Aussie Dream Home Loans Phone: 0439 772 373